When to Splurge and When to Save During Home Renovations  

Renovating your home is both exciting and daunting. Between budget spreadsheets and Pinterest boards, it’s easy to get carried away by big ideas—only to be reined in by real-world costs. The key to a successful renovation isn’t about spending big everywhere—it’s knowing when to splurge and when to save.

Whether you’re revamping a single room or undergoing a full-home transformation, making smart financial choices can help you create a space that’s both stylish and sensible. Here’s our guide to spending wisely during your renovation journey.

Where to Splurge

1. Kitchens and Bathrooms

These are the two most-used spaces in any home—and often the most expensive to renovate. But it’s usually worth the investment. High-quality fixtures, durable worktops, and efficient layouts will pay off in both daily use and long-term value.

Splurge on:

• Solid worktops (e.g., quartz, granite)
• Quality taps and shower fittings
• Cabinetry that won’t warp or date quickly
• Underfloor heating in bathrooms

You don’t want to cut corners here and end up dealing with leaks, wear, or regrets in a year’s time.

2. Flooring

Your floors take a daily beating. Opting for long-lasting materials—whether engineered wood, high-quality LVT (luxury vinyl tile), or well-finished tiling—will keep your home looking its best for years to come.

If budget is tight, consider mixing: for example, splurge on engineered oak in main living spaces and save with durable laminate or carpet in secondary rooms.

3. Windows and Insulation

Energy efficiency isn’t glamorous, but it is smart. Good-quality windows and insulation improve comfort, reduce bills, and boost your home’s value.

Splurge on:

• Double or triple glazing
• Loft and wall insulation
• Draught-proofing features

In the long run, it’s an investment that pays for itself.

4. Statement Features

Sometimes, it’s worth spending a little more on a focal point that sets the tone for your whole space.

Think:

• A stunning light fixture in the dining room
• A bespoke staircase or feature wall
• A high-quality front door for kerb appeal

These items add character and elevate your renovation beyond the basics.

Where to Save

1. Paint and Decor

A fresh coat of paint can work wonders—and it doesn’t need to cost the earth. Stick to mid-range brands that offer durability without the designer price tag.

Likewise, trendy décor pieces (mirrors, vases, cushions) can be sourced affordably from high-street shops, online outlets, or even charity shops.

2. Tiles and Splashbacks

You don’t need to tile every inch of your kitchen or bathroom to make a statement. Save by using more affordable tiles, but apply them in eye-catching patterns like herringbone or vertical stack. Or tile just the splashback and use paint elsewhere.

Pro tip: Pair inexpensive tiles with a high-end grout colour or metal trim for a luxe look without the hefty price.

3. Flat-Pack Furniture and Storage

Custom built-ins are beautiful—but pricey. For wardrobes, storage benches, and bookshelves, flat-pack or modular systems (hello, IKEA hacks!) can do the trick at a fraction of the cost.

Add personal flair with upgraded handles, trims, or paint.

4. Internal Doors and Handles

While front and back doors are worth investing in, internal doors can be kept simple. You can refresh them later with a lick of paint or updated handles.

A Few Final Tips

• Plan thoroughly: Know your non-negotiables and be flexible elsewhere.
• Think long-term: Invest in anything that’s hard to change later (like wiring or plumbing).
• Don’t follow fads blindly: Just because something is trending doesn’t mean it’s worth the splurge—especially if it might date quickly.
• DIY where it’s safe and sensible: Painting, sanding, and even tiling can be done yourself with a bit of research and patience.

Final Word

A beautiful, functional home isn’t about having an unlimited budget—it’s about knowing where your money will make the most impact. By spending strategically and choosing timeless quality where it matters, you’ll create a space that feels both luxurious and lived-in.

Remember, smart renovating isn’t just about saving money—it’s about investing it wisely